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Totally missed the point. Earlier response in the last pragraph.Yes, you add tose merits and flaws for your background to refine this background. The total points needed are the sum of the general haven background + all merits - all flaws.The example I have seen was a standard haven, bit with fortified glass. It costed the same as in the next level haven, but provided a tad more protection for just the windows than the better standard haven.The players can also stack their backgrounds to get a much better haven, ressources pool etc, but these are then no longer owned by just one specific player but the group.